Choosing an independent health insurance broker is an important step in finding and choosing a health & life insurance plan that’s right for you and your family.
Yet, while there are numerous health insurance brokers in today’s marketplace, choosing one who can meet your needs can be quite challenging. Before you sign up with an agent, you will want to get a better picture of who they are and how their service works.
Here are 3 questions you should ask any prospective insurance broker.
- How long have you been in business?
Before making a decision, get some in-depth information about the company. Start by asking how long they have been in business. Established companies often have more experience than new businesses and they have better connections with health insurance companies.
For instance, Brian Freeze Health & Life Insurance has been in business since 2008 and has been continuously helping people find affordable health insurance in Lake Wylie, South Carolina since its institution.
- What services will I receive?
Get a clear picture of what the company has to offer. What services do they provide? Learn more about the complete scope of services that they offer to figure out if they are the best fit for your needs.
- What assistance will be provided?
Choosing a health care plan is not just a one-time transaction. An insurance broker who views helping you choose a plan as a one-time deal may not be the best option. Ask what assistance (if any) the broker will provide after you have implemented your new plan. Does the relationship end after you implement your insurance plan? Or will the agent be available to help you afterward in case any issues arise?
Choosing a competent health insurance broker is not always easy. To help narrow down your options, prepare a list of questions that you want to ask. These questions are designed to help you select a broker who is knowledgeable, experienced, and provides high-quality services.